On 29 October 2025, the Government published the Post-Implementation Review of the Whiplash Reform Programme, together with an eight-week consultation seeking views on the delivery and effectiveness of the reforms.
The Whiplash Reform Programme introduced:
The first review, published in November 2024, focused on the structure and values of the whiplash tariff. Following that review, the then Lord Chancellor recommended an uplift of around 15%, which was implemented on 31 May 2025.
This current review seeks to assess the extent to which the reforms have met their stated objectives of:
The consultation closes on 22 December 2025 and invites views on a range of issues, including:
There has been notable criticism regarding the low proportion of litigants in person using the OIC portal, as well as concerns that the SCT limit has not been uprated in line with inflation, thereby reducing the proportion of claims captured by the reforms. Notably there is just one question on the SCT limit increase within the consultation, and no questions as to whether it should be reviewed or increased further. These topics are likely to feature prominently in consultation responses.
Keoghs will be responding to the consultation and will share a draft response with clients ahead of submission.
If you would like to discuss the review or contribute to our response, please contact:
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